How Your Credit Score is Calculated

Have you ever wondered how credit bureaus come up with your credit (FICO) score?  Here is the breakdown of how it is calculated: Payment History: 35% Current Amounts Owed: 30% Length of Credit History: 15% Inquiries/New Debt: 10% Types of Credit: 10% You can get your credit report for free at  

Where is the Phoenix Real Estate Market Headed in 2015?

The Phoenix, Arizona (Phoenix metro area) real estate market has been through some of the most significant ups and downs in the country over the last several years. In June 2006, at the apex of the bubble, the median home price across the greater Phoenix area reached a high of $280,000, with an average price … Continued